Best Credit Card Offers
Looking to earn points and miles for your next trip? These are some of the best credit card offers available right now, featuring valuable welcome bonuses, strong rewards, and benefits that help you travel more for less.
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Chase Sapphire Preferred®
Welcome Offer:
Earn 75,000 points after spending $5,000 in the first 3 months.
Rewards:
3x on dining, online groceries, and select streaming services
2x on all other travel
1x on everything else
Why I Recommend It:
Great for beginners! Chase Ultimate Rewards® points are flexible and valuable. You can transfer them to 13 airline and hotel partners, including some of my favorites like United, Southwest, and Hyatt. It's one of the best starter cards for building points that go far.
Annual Fee: $95
Capital One Venture Rewards
LIMITED TIME OFFER:
Earn 75,000 miles + $250 Travel Credit after spending $4,000 in the first 3 months.
Rewards:
2x on every purchase
Why I Recommend It:
Simple to use and flexible. There are no bonus categories to keep track of! You can use miles to erase travel purchases or transfer them to 22 airline and hotel partners for greater value.
Annual Fee: $95
Capital One Venture X
Welcome Offer:
Earn 75,000 miles after spending $4,000 in the first 3 months.
Rewards:
10x on hotels and rental cars booked via Capital One Travel
5x on flights booked via Capital One Travel
2x on all other purchases
Why I Recommend It:
This premium card is packed with value: a $300 annual travel credit, $100 Global Entry or TSA PreCheck® credit, 10,000 bonus miles every card anniversary, and airport lounge access (including Priority Pass and Capital One Lounges). These perks alone more than offset the annual fee, which is already lower than many other premium travel cards.
Annual Fee: $395
Citi Strata Premier℠
Welcome Offer:
Earn 60,000 points after spending $4,000 in the first 3 months.
Rewards:
10X on hotels and car rentals booked via Citi Travel
3x on air travel, hotels, gas stations, dining, and supermarkets
1x on all other purchases
Why I Recommend It:
ThankYou® Points can be transferred to 16 airline partners, including American Airlines which has great point redemptions. The bonus categories are great for everyday spending!
Annual Fee: $95
Ink Business Cash®
Welcome Offer:
Earn $750 bonus cash back when you spend $6,000 in the first 3 months (equivalent to 75,000 Chase Ultimate Rewards® points when paired with a premium Chase card like the Chase Sapphire Preferred®, Chase Sapphire Reserve®, or Ink Business Preferred®, which unlock point transfers to travel partners).
Rewards:
5x on office supply stores and internet, cable & phone services (up to $25k/year)
2x on gas stations and restaurants (up to $25k/year)
1x on all other purchases
Why I Recommend It:
This card has no annual fees! Although marketed as a cash back card, the cash can be converted to Chase Ultimate Rewards® points.
Annual Fee: $0
Ink Business Unlimited®
Welcome Offer:
Earn $750 bonus cash back when you spend $6,000 in the first 3 months (equivalent to 75,000 Chase Ultimate Rewards® points when paired with a premium Chase card like the Chase Sapphire Preferred®, Chase Sapphire Reserve®, or Ink Business Preferred®, which unlock point transfers to travel partners).
Rewards:
Unlimited 1.5x on every purchase
Why I Recommend It:
This card has no annual fees! Just like Ink Cash, these rewards can be converted to points and transferred if you also have a premium Chase card. Great for flat-rate earning on all expenses.
Annual Fee: $0
Ink Business Preferred®
LIMITED TIME OFFER:
Earn 100,000 Chase Ultimate Rewards® points after spending $8,000 in the first 3 months.
Rewards Structure:
3x on travel, shipping, internet, cable, and phone services, advertising purchases with social media/search engines
1x on everything else
Why I Recommend It:
It has one of the highest welcome offers available with a low annual fee. You can pair this with no annual fee cards to transfer to airline and hotel partners if you don’t have the Chase Sapphire Preferred
Annual Fee: $95

